§3733.3. Financial institution records; enforcement of electronic signatures
A. Electronic signatures used in transactions by and with financial institutions are
enforceable to the full extent of the law.
B. If a financial institution seeks to enforce the electronic signature and the purported
signer disputes that the electronic signature is valid or enforceable, the financial institution
may submit evidence to prove that the electronic signature is that of the purported signer and
is valid and enforceable. Such evidence may include but is not limited to evidence that the
purported signer received a direct or indirect benefit or value from the transaction, such as
the deposit of funds into the purported signer's preexisting account with the financial
institution; the purported signer's receipt of loan proceeds; or the payment of a debt owed by
the purported signer.
Acts 2020, No. 109, §1.