§2159.1. Home improvement contracting; prohibited acts; property insurance
The following acts are prohibited by persons or companies performing home
improvement contracting services:
(1) Interpreting insurance policy provisions regarding coverage or duties under an
insured's property insurance policy. A contractor shall be considered to have violated the
provisions of this Paragraph if a person working on behalf of the contractor including but not
limited to a compensated employee or a nonemployee who is compensated by the contractor
violates the provisions of this Paragraph.
(2) Adjusting a property insurance claim on behalf of an insured as an adjuster, as
defined in R.S. 22:1661. A contractor shall be considered to have violated the provisions of
this Paragraph if a person working on behalf of the contractor including but not limited to
a compensated employee or a nonemployee who is compensated by the contractor violates
the provisions of this Paragraph.
(3) Providing an insured with an agreement authorizing repairs without providing
a good faith estimate of the itemized and detailed costs of services and materials for repairs
undertaken pursuant to a property damage claim. A contractor shall be considered to have
violated the provisions of this Paragraph if a person working on behalf of the contractor
including but not limited to a compensated employee or a nonemployee who is compensated
by the contractor violates the provisions of this Paragraph. A contractor does not violate this
Paragraph if, as a result of the insurer adjusting a claim, the actual cost of repairs differs from
the initial estimate.
(4) Sharing in any legal fee earned by an attorney.
(5) Requiring an insured to sign an attorney representation agreement on behalf of
an attorney.
(6) Accepting a fee, commission, or other valuable consideration, regardless of form
or amount, in exchange for a referral by the person or company to an attorney or law firm.
(7) Repealed by Acts 2023, No. 364, §2.
Acts 2022, No. 734, §1; Redesignated from R.S. 37:2175.3; Acts 2023, No. 104, §1;
Acts 2023, No. 364, §2.